NURSING OR CARE AT HOME
DOMESTIC HELP FOLLOWING ILLNESS OR INJURY
Cost effective health benefits for serving and former officers and their families
By becoming a valued member of LGF, you and your family can enjoy peace of mind, knowing that you will receive financial support to help meet the costs of unexpected illness or injury.
Established in 1911, LGF has been providing invaluable health care support to the Officer community for over 100 years. The Fund helps serving and former Officers’ families meet the cost of unexpected illness and injury. From 1st January 2024, LGF is opening up its membership for the first time. Serving and former Officers will be able to join as an individual, allowing them to access the LGF cover which, in the past, has only been available for their family and dependants. By joining our Friendly Society – owned by you, our members – you and your family can access critical financial support when you need it the most. It will enable you to access additional nursing and hospital care as well as domestic help, to stay on top of the demands of home life while you or your family member recover – care which you might otherwise be unable to afford.
Peace of mind starts from as little as £55 per annum. Join today.
WHO WE HELP
*from 1st January 2024
WHO MAY JOIN
*Until 30th June 2024, for existing members who are 65 years and above, there is the option to become an LGF beneficiary by paying a one-off, additional, age-related premium. This is calculated at half the subscription rates through the years from 65 years to the present day.
Find out more here.
A GUIDE TO BENEFITS
After six months from joining, members are entitled to apply for a grant towards the cost of nursing expenses, hospital accommodation, costs relating to convalescence and domestic help, incurred through unexpected illness or injury.
SCALE OF BENEFITS
Nursing Home or Hospital Accommodation
The expense of temporary residence (including food and nursing care) in a hospital or nursing home; Up to £1750 per week.
The expense of the temporary employment of a qualified nurse or carer. Up to £385 per week.
*From 1st Jan 2024, the allowance will increase to £420 per week
The expense of convalescence (including travelling expenses) under medical advice in an accepted establishment. Up to £350 per week.
The expense of temporary home help (including home cleaning, shopping and essential errands).
Up to £231 per week.
*From 1st Jan 2024, the allowance will increase to £252 per week
Maximum Duration and Amount of Awards
A member is entitled to receive nursing benefits in respect of up to eight weeks of illness (whether consecutive or otherwise) in any period of twelve months. In the case of Home Help, the maximum duration in a period of twelve months can be up to fifteen weeks, provided the grant application does not exceed a maximum of £3024.
The maximum grant payable to a member cannot exceed £8,000 in any period of twelve months.
READY TO JOIN?
To apply for membership, please go to our JOIN THE FUND page.
The annual subscription starts from just £50 (increasing to £55 from 1st Jan 2024) for those under the age of 50, and rises in stages for those aged 70+.
Age of Oldest Beneficiary
2023 Subscription £p.a.
2024 Subscription p.a. from 1 Jan 2024
Until 31st December 2023, it is the serving or retired officer who joins the Fund as a member, entitling their family or dependants to receive benefits. From 1st January 2024, serving or retired officers can join the Fund as an individual member, allowing them to receive LGF benefits. They can also choose to take out a membership, which covers their family and dependants.
MAKE A grant application
HOW TO apply for a grant
In order to apply for a grant, you will need to download a Grant Application Form.
This should be completed and signed by you and by a relevant doctor. We will also need your consent to hold and use the health care data you submit. Please complete the Data Consent section on the back of the Grant Application Form. We will be unable to process your grant without it. When complete, please post or scan to the Secretary with receipts for expenses incurred.
We have included a form of receipt which you may find useful for recording Home Help or Home Nursing hours worked. If you use an agency for your Home Help or Home Nursing, then they will issue a formal invoice; in this case it is this invoice which you would need to include.
We aim to respond to your application quickly and agree your grant promptly. If we have a query about your grant, this may take a little longer. If you need further advice on your application, please call, email or write to the membership team, who are always happy to discuss your best course of action with you.
Although not mandatory, it is very helpful to both you and us if you can discuss your proposed care plan with us as early as you can so that we both have a good idea of what the application involves. However, the lack of such a discussion won’t stop you making a successful application within the Rules.
GET IN TOUCH YOUR WAY
Our team is able to answer your enquiries by email, phone or post. We look forward to hearing from you.
The Secretary, Lady Grover’s Fund,
40 Caversham Road, Reading, Berkshire RG1 7EB
Telephone: 020 7808 4180
Before you contact us you may wish to have a look at our Frequently Asked Questions to see whether they answer your query.
PROTECTING YOUR PRIVACY
We recognise that when you give us personal information (which includes health information) you’re trusting us to take good care of it. Please see our Privacy Statement for more information about how we collect, use and protect your data.
Lady Grover’s Fund (LGF) endeavours to treat its members in a courteous, fair and prompt manner and to provide an excellent service to members. If you have a complaint, feel you have been treated unfairly or are not satisfied with any aspect of LGF, its products or services, please refer to our Complaints Procedure. Complaints are taken very seriously and closely monitored by the Committee of Management.